Never wonder what’s next
Home puts the next bill, amount, due date, status, and action first—before everything else.
A calmer way to stay ahead
Bills handled.
Garden growing.
Know what is due, record what you paid, and build better routines with a friendly bill buddy—without linking a bank account or handing your financial life to an ad network.
No adsNo bank loginPrivate iCloud sync
Everything in its place
Your bills, made beautifully clear.
BillGarden turns recurring due dates, variable amounts, reminders, and payment history into one calm system you can understand at a glance.
Recurrence that stays anchored
Weekly, monthly, annual, and custom schedules handle month ends, leap years, and weekday adjustments.
Record the real payment
Choose full, half, or enter a custom amount. Save the payment date and confirmation number when you need them.
See time your way
Switch between a visual month, grouped agenda, and chronological timeline across iPhone and iPad.
Understand your month
Review progress, category totals, variable-bill estimates, subscriptions, forecasts, and helpful explanations.
Private reminders everywhere
Use local notifications, privacy-aware widgets, Shortcuts, and Siri without exposing bill details on your Lock Screen.
A little joy, built in
Good habits deserve a good reaction.
Paying bills is serious. The experience does not have to feel punishing. Your buddy celebrates useful progress while keeping every reward cosmetic-only.
- 1Earn XP for real actions
Add legitimate bills, check Home, and record payments on time.
- 2Complete gentle goals
Daily, weekly, and monthly quests give structure without shame.
- 3Make the room yours
Unlock stages, category collectibles, and curated cosmetics with coins that are never sold.
From scattered to settled
Four small steps. One clear month.
Add your bills
Start quickly with common bill types, then add your provider, amount, recurrence, and notes.
Choose reminders
Use the safety schedule or set the local wall-clock time that works for you.
Record payments
Confirm the amount you actually paid. BillGarden records it; it never moves money.
See the pattern
History and insights turn your own entries into a clearer picture of the months ahead.
Privacy by design
Your bill details are not our business.
BillGarden has no developer account system, advertising, third-party analytics, or tracking SDK. Your bill records live locally and, when iCloud is available, in your private CloudKit database.
Read the full Privacy PolicyNo bank connectionYou enter and confirm your own information.
No ads or trackingNo IDFA and no cross-app profiling.
Private iCloud syncApple stores synced data in your private database.
Delete and exportRemove app data or export your own history.
Fair from the start
Useful free. Delightfully more with Plus.
No ads, no purchased coins, and no paywall on notifications or iCloud sync.
BillGarden
Free
Everything you need to stay ahead.
- Up to 8 active bills
- All recurrence types
- Core reminders and history
- Calendar, insights, and widgets
- One chosen buddy
- Private iCloud sync
BillGarden+
$3.99 / month
Or $29.99 annually. Same capabilities on either plan.
- Unlimited active bills
- Advanced reminder schedules
- Trends, forecasts, and anomaly context
- Premium widget options
- Formatted PDF exports
- More buddy customization
Prices shown are planned U.S. prices and may vary by storefront. Annual trial eligibility is determined by Apple. Subscriptions renew automatically unless canceled through your Apple Account settings.
Questions, answered
Simple by design.
Does BillGarden pay my bills?
No. BillGarden is an organizer and reminder. It records payment information you enter, but it never initiates, schedules with a financial institution, or verifies a transaction.
Do I have to connect a bank account?
No. There is no bank connection and no BillGarden account. You add only the bills and amounts you want to track.
Where is my data stored?
On your device using Apple’s app storage frameworks and, when enabled and available, in your private iCloud/CloudKit database for synchronization across your devices.
What happens if BillGarden+ expires?
Your existing bills remain editable, payable, synchronized, and reminded. If you have more than eight active bills, you simply cannot add or reactivate another until you are at the free limit or subscribe again.
Can I track variable bills?
Yes. You can keep an estimate for planning and enter the actual amount when you mark the bill paid. BillGarden can estimate from your own recent payment history.
Can I delete or export my data?
Yes. CSV export is free, formatted PDF export is available with Plus, and Settings includes a Delete All Data action for BillGarden records and connected system surfaces.
Let the garden keep watch.
BillGarden is coming soon to iPhone and iPad. Keep this page nearby for launch details.